HRA PG Accommodation

Hi,

The above narraged means that your house owner doesnt give you the receipt of the rent whcih you are paying and without the signed receipt you wont get the HRA reimbursed. You didnt mentioned that how long you have been staying at there as PG and how you are paying the rent ie by cheque or by cash. If you have been paying the rent by cheque via bank ther is no need for you to get the receipt from the house owner's side to claim HRA. You can sumbit the bank statement to claim the HRA as well if you wish to give a little trouble to your house owner, you can forward the same to the income tax department while filing your income tax returns with a covering letter to the commissioner.

Hi, Thanks for your reply. I am actually paying by cash, coz she takes 10k in the middle of the month and rest 10k at the end. Plus, she takes extra 5k for food.  She refuses to give anything in writing.  She does not declare this income.  SO in this case, what option do I have?

you can make use of the bank statement as last resourt to show that the amount you have withdrawn from the bank is for the same purpose since you dont have any other records of communication or any other document.

This is not possible. Either one should have a legitimate in transaction for claiming tax rebate or choose to forego the rebate. It would be advisable to get into a formal arrangement with the present PG source or look for an alternative source.

vasudevan