Credit card fraud

helo,

These are the possible solutions:-

1. Friend there are guidelines regarding credit card on RBI website, Please read it carefully.

2. Bank generally file suit for recovery under Order 37 Code of Civil Procedure.

3.  Bank People cannot harass you for recovery they can recover the amount through legal way only.

4. Put the case in Mediation Cell and try to solve  it via mediation.

Best of luck.

In case of continuous threats over phones, you may lodge a complaint with the police giving the call details and the particulars of the person who has been torturing you, in the meant time write to the higher officer of the bank giving full details of the said transaction and ask him waive off the issue , if he is not responding properly, you may issue a legal notice and follow it with a case in consumer forum.

Hi,

I have given a police complaint against them as a phone harrassment. I have given a complaint to higher bank officials but no satisfactory reply.

1. Since i have moved from previous address and no communication to bank,is there is a chance that the bank will move a criminal case considering as a fraud case.
2. Presently iam getting frequant calls only.I haven't recieved any legal notice .How can I move to consumer court without any solid legal notice.

I had two credit cards in 2003 and had settled these then. In March last month i got a call from a recovery agency stating that i have an outstanding of many lakh of rupees and i had never settled these cards. Later the agency said they checked the statement and the amount which i had paid as settlement was not counted as settlement and was accepted as regular payment.

The agency person said that the bank was trying to find me and just because i was not traceable they gave my case to this agency.

When I settled my card 11 years back that time too it was done by an agency and after this settlement no one ever came to my house.

I wrote to the bank people and they have asked me to show proof of settlement. Problem is in 2005 there was heavy rainfall and part of our house collapsed and lot of documents were spoiled. I do not have proof of the settlement letter.

My question is if i had not done settlement then why was i never contaced in my house. Although if i changed my job/s, my residence is still the same.

If the bank did not update their records at that time how is it my fault. Also, when my settlement process was happening no one else apart from this representative from the agency came to my house. Which means this agency was appointed by the bank.

Kindly advice as i do not intend to pay again for what i have already paid. 

Are you tired of charge card high fees and interest? Why don’t you try the PenFed Promise Visa? They have great deals and beat any charge card out there. All you have to have is a tie to the U.S. military. A short term loan will help you pay your credit card bill.