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G PRAKASH (CONSULTANT)     31 December 2022

Cibil score

Sir/Madam,

     One of My Client approached loan request to his SBI bank.  They took His CREDIT REPORT (source Bureau - CIBIL) it shows he had 9 active Loans & rejected his loan request.  But he has only one personal loan.  Hence, we took CIBIL report personally by paying fees.  It shows only one active loan.

     Since, he is a Government Employee, in bank credit report shows he had a business loan.  

     While we submit CIBIL REPORT which was taken by us,  to bank, they didn't accept and they said they'll follow their bank  CREDIT REPORT ONLY.  We are unable to send complaint to CIBIL, because they said they are not responsible for bank CREDIT REPORT.

     Kindly clarify where do we send complaint to solve this issue.  

 

 



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 1 Replies

Sudhir Kumar, Advocate (Advocate)     12 January 2023

In ccase he hastaken no loan (or repaid its) and still being shown as defaulter then itis a case of defamation and possible forgary/misappropriateion aas well.

come with better facts


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