I lent 6.5 lacs money to a person (through transfer).He gave me a blank cheque on 31/12/2021 and asked me to provide 4months time after that present the cheque with interest.
On 12/04/2021 by filling the empty columns by calculating interest as on date presented the cheque.but the cheque returned with the reason that "cheque unusable".After that i approached him for enquiring about the dishonor of cheque but he replied very rashly.I enquired in the bank also regarding his branch about the dishonor that they replied three months back he gave instructions to stop payment of 9 cheques with a reason that the cheques are destroyed(lost).
After that i sent a legal notice to him. But in the reply he mentioned that i & another 2 did finance business along with the cheque issued person. Due to covid-19 we got loss in our business so we are pressuring him to pay the amount (i dont even know the other person names) and we collected empty 10 cheques,10 promissory notes & 10 bond papers from him and threatening him by presenting them in the bank. So he need not pay any amount to me.
my doubt is he intentionally cheated me and another 2 persons also. How could i prove this in the court and i dont have any relation with the other documents mentioned in the reply notice.
can any one suggest me the best solution for this. iam attaching the reply notice below.
Thanks in Advance