Dear sir
My cheque got bounced even sufficient balance was there on that date.
Bank done this for credit card due that I have closed it on Sep 2006,without any prior information.
Card has validity from Sep 2005 to Sep 2006.
I closed that card on sep 2006,with dispute as they charged hidden charges.because of this bad experience I stopped using any credit card.
Now my enquiry is
1.after so many enquiries for cheque bounce,I came to know about this.how could they do without any prior information.
2.but this cheque bounce is not reflecting in my account statement and they deducted my money from account also,now it is showing in minus for pending due
Ur guidance is highly appreciated.
How credit card debt recovery happen in my case as credit card debt recovery period is only 3 years.
Now it is under RBI.
Please do guide me as I am approaching it right or not.
Trouble Logging in? Try following the given steps -
1. Visit your inbox to find a confirmation mail from LAWyersClubIndia.
2. Click on the confirmation link and confirm your signup
