It is very rightly put. That if by chance some dishonest man gets hold of some signed cheque, the drawer is doomed for years to defend himself.
The law is not like this, the intention of legislature was not this, but the judiciary has messed up this S.138 of NI Act. It is silly that such cases of friendly loan, blank cheque dishonor cases by Banks, signature mismatch, accounts closed 10 years back, all these go on for years.
One of my friend a retired senior judicial officer, became an honorary director of a public limited company, this company got involved into cheque bounce case, and a legal notice was served to this ex judge. He reailsed the implication and adhoc manner in which things are happening under this act.