Radhakrishna 27 September 2016
Kumar Doab (FIN) 27 September 2016
Record all calls.
Obtain authenticated copies of all docs signed by you.
Ask them to narrate what legal action is applicable against you.
The bank can decline to pay the loan.
It can have damaging effect on credit score.
Defend your interest.
Show all docs to a very able counsel specializing in banking/consumer matters.