Hi Sir,
I have heavy burden of person multiple personal loans and credicard dues. Total credit card around ₹23 lacs and pls ₹8 lacs. Till date I rollover and manage it. Now it is very stressful. My monthly income is around ₹60-70k. I don't have any asset in my name.
Bank/NBFC not giving debt consolidated loan.
What is the proper procedure of settlement and how to avoid harresment call and Home visit of recovery agents.??
