Mr Ranganathan, U are mistaken here,I have not changed my stand here at all,I have suggested here to Govt. to keep a Data as the CIBIL keeps and cater to the banks and customers also on demand.
I have nowhere contradicted my original stand or left my original stand.
In my second post, I have pointed out discrepancies of CIBIL,the data given to CIBIL is by banks only,CIBIL just record that data,banks are behaving like private money lenders,if the customers get defaulters,that is many times because of banks' own faults,but this thing will never be reported to CIBIL,hence CIBIL 's data can not be relied upon.
I,named CIBIL just to give an idea that how the data of litigants could be kept by Govt.,but it does not mean that Govt. should behave 100% like CIBIL,an example is just an example,my dear friend,examples are meant just to give an idea of the main issue,never expect them to be 100% in accordance with the main issue for which the example has been given.
Never catch the finger pointing towards moon,just watch the moon,my dear friend.
And U yourself has not pointed out any thing new what was not suggested by myself already,yet U showed Ur disagreement with me,I wonder.