Npa

DEar sir, i took a loan of 38 lakhs term loan and 11 lakhs working capital loan coverved under cgtmse scheme on 2013. From starting i was unable to pay my loan tenure and now it is declaed as NPA. My staffs also not suported me. Now bank is asking for money but i m not in a condition to repay their payment. They already sent 2 legal notices to me and published once in newspper by debts recovery tribunal. Without bank knowledge i also shifted my organisation to other place. So please tell what bank will take action and what steps i have to take.