I had recently applied for a bank loan from a Co-operative Bank.They insisted that i issue them at a blank check for legal processing right at the begining of the loan process,i acknowledged the same and issued them a blank check.
Now the loan has been sanctioned and money has been deposited to my account.But today,i got a call stating that i need to issue a check for the processing as i declined to issue a blank check in the initial stages.I am perplexed as to what to do,though the bank acknowledges that it takes blank checks from all customers,the guy who took the check says that i did not issue one.
I immeadiately spoke to the manager who has assured me that they will give me in writing that the check has been mispaced by them so that i can have a stop payment.
Would this be sufficient for me to safe gaurd my interests or do i need to take any other steps to safegaurd myself against any misuse of the lost check.
Do i need to lodge a complaint with the police?
Please help me in regards with this.
Thanks a lot