vikash (SPECIAL CORRES) 31 August 2026

Wrong name in mortgage deed

A mortgage deed was registered in 2018 in which mortgagee name is completely wrong now while cancelling does notary public copy is enough or any other things required to be done kindly reply

Reply Follow

Quick Summary

A mortgage deed registered in 2018 has the wrong mortgagee name. The user is asking if a notary public copy is enough to correct this or if further steps are needed. The advice given is that a Rectification Deed must be registered to correct the error, and this can still be done even though it's 8 years after the original registration.

4 Replies

Dr. J C Vashista (Advocate ) 01 September 2026

A Rectification Deed has to be registered for desired correction.

vikash (SPECIAL CORRES) 01 September 2026

Rectification deed must be done by mortgagor and whether it can be done now after 8years from date of registration

T. Kalaiselvan, Advocate (Advocate) 01 September 2026

Since the original 2018 mortgage deed is a registered public document, any correction or cancellation must also be executed on legal stamp paper and registered at the Sub-Registrar Office (SRO) where the original deed was filed. A notary stamp only certifies that a copy is authentic; it has no legal power to amend or clear recorded property encumbrances at the Registrar's office.