I am working in an NBFC since 2020 and selling Loans. I am branch Head and my team sourced business. in 2 cases in 1st client alleged to my staff that he misguide him for loan of 2cr and did fake signatures on loan disbursement docs. He utilized the funds of loan in business and ask for reducing the interest rate for avoiding litigation. company did the same as client need. now issued letter of warning to me as they found me as guilty in neglection of duties. here the accused my subordinate not me. there is no involvement of mine under any misleading act. what to do.