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Murthy   02 June 2024

insurance claims

due to rainfall tree fell on car which was damaged can the owner claim insurance cover's a natural calamity / action


 7 Replies

kavksatyanarayana (subregistrar/supdt.(retired))     02 June 2024

Yes.  But how are you connected with this query? 

Murthy   03 June 2024

owner of car insurance policy covers natural calamity but tree fallen duec to storm and rajn is covered by insurance question was specifically for lawyerswho are experts in insurance claim

Dr. J C Vashista (Advocate )     03 June 2024

No one is expert on any subject to oblige you.

It is better to consult a local prudent lawyer for professional guidance.

Real Soul.... (LEGAL)     03 June 2024

The Insurance Policy might have defined the term natural calamity .. it is otherwise claimable, apply for the claim amount as per procedure, if they rejected then file consumer complaint and you don’ need even Insurance expert for that, you can do that yourself. 

Murthy   03 June 2024

thanks real soul for your reply the insurance policy specifically doesn't not cover trees that fall we are connecting to the insurance company hopefully we may get damages

Rama chary Rachakonda (Secunderabad/Telangana state Highcourt practice watsapp no.9989324294 )     03 June 2024

yes. can claim from comprehensive auto insurance covers your car.

T. Kalaiselvan, Advocate (Advocate)     04 June 2024

in India, comprehensive car insurance policies generally cover damages caused by a tree falling on a car. Comprehensive insurance provides coverage for various perils, including falling objects, such as trees. If a tree falls on your car and causes damage, you can typically file a claim with your insurance company to cover the repair costs or the market value of the vehicle if it is deemed a total loss. It is important to review your insurance policy and understand the specific terms, conditions, and deductibles related to such events. Contacting your insurance provider directly is recommended to obtain accurate information regarding coverage for incidents involving falling trees.

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