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L (Unemployed)     11 March 2014

Husband missing with huge debts

Hello,

I am Mrs. L, married and living away from India. My mother stays in Bangalore, aged 55 years. She is staying in a rented house. We are facing a difficult situation. My father, aged 59 years is missing from past 5 months and he is left my mother alone with huge debts. Nobody knows where he is. Now people are harassing my mother to repay the debts taken by my father, where my mother was unaware of any debts taken by my father until some one came and harassed her for money. Now as she is staying in a rented house and she is unemployed, she is struggling to lead her life, paying the rent. She don't even know, when and why my father had borrowed such a huge amount from others as debt. She is a complete shock because of missing husband, huge unknown debt , taking harassment for those people and  no money left with her to lead er life. She don't even have enough money to claim divorce petition and for all legal procedures. She is such a miserable situation.

 So she wants to get out of everything, get separated from my father and wants to live in a oldage home, as she cannot maintain her living and i am the only child to her living away in far country. Since i am not working, cannot be financial support  to my mother and cannot ask my husband to take care of my mother's living. I am in a very bottleneck situation.

My parents have not registered their marriage at all, as marriage registration was not to important in those old days.

Now people who have given money to my father not allowing my mom to vacant the rented house without repaying debts.

Now our queries are:

1. Can she vacant file a divorce case as my father is missing?

2. Can she vacant the rented house and start living her life in old age home as she likes?

3. How many days would it take to finish the procedure?

4. What should be her next immediate move?

Please, please  help us by giving your reviews and suggestions on a priority basis. As my mother is struggling alone there taking the harassment of those people, she don't have money to pay the house rent and maintain her living. What should be her next immediate move?

Thanks,

Mrs.L



 3 Replies

Kumar Doab (FIN)     11 March 2014

If she not Co borrower, joint applicant, Guarantor then you are not liable to pay in the life time of your father.

If she has inherited any estate then estate of the borrower is liable to pay to that extent.

She has to handle the recovery agents with firm hands to stop the nuisance. There are many threads that you may find relevant e.g;

https://www.lawyersclubindia.com/forum/Harrasment-by-icici-banks-recovery-agents-76271.asp#.Ux8eqkeBmXU

 

 

For other matters she may consult a lawyer in person.

L (Unemployed)     13 March 2014

Thank you very much for your updates, suggestions and help. I Will talk to my mother on this and get back for further help and suggestions. Thanks Again.

Mrs.L

L (Unemployed)     13 March 2014

Thank you very much for your updates, suggestions and help. I Will talk to my mother on this and get back for further help and suggestions. Thanks Again.

Mrs.L


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