I have a joint saving bank account E/S category with my father
First holder, my father, expired few months ago. Some previous FDs done online in his single name, without opting for nomination (joint E/S saving acc, so he ignored it) are still shown attached with that account.
I duly submitted his death certificate and I was made first account holder by default, his name was deleted.
Now the concerned Bank is not redeeming those FDs. My query is- (1) when Bank acknowledges the death of single primary holder of an FD, it must be immediately redeemed at death, so that the interest does not fall into the deceased account or PAN of such fellow. (2) The matter is delayed by bank for many months, how come the TDS deducted will be reflected in deceased 16A/26AS/PAN acc.
Please help with law points. I have already submitted affidavit signed by all the heirs, to discharge their respective claim in my favour
