Rama Krishna 13 October 2022
Advocate Zahir Ulla Khan (Lawyer ) 13 December 2025
Yes, but with challanges, You can file a civil suit under Section 37 of the Specific Relief Act, 1963 (for enforcement of contracts). Treat the affidavit as evidence of a loan agreement rather than a promissory note, to avoid strict NI Act.
The affidavit is on a ₹100 non-judicial (NJ) stamp paper, which is typically for affidavits or declarations. For a promissory note or loan agreement involving ₹1,00,000, the required stamp duty is higher
Even 100/- NJ is seemed understamped.
First, Send him a Legal Notice and demand repayment + interest within 15-30 days (under ICA Section 73 for breach).
Second, Arrange bank statements transaction, witnesses to the transaction/work promise.
Third, Pay stamp deficit (Necessary)
Fourth, File Suit under Section 37 of the Specific Relief Act, 1963 (for enfrcement of contract)
Regards
Advocate Zahir Ulla Khan