I lent my friend Rs. 5 lakhs 2.5 years back with a promise he will be returning the full money (no interest expected or talked about) in 1.5 years. Since he failed to pay back after 2 years, he gave me a lapsed LIC bond and asked me to wait for 6 more months to get 2.8 lakh rupess from the Bond. Now I spoke to LIC Manager and he said the money back from bond would be 1.98 lakhs and that too will be maturing after one more year. Now when I spoke to my friend his tone is changed and is not willing to talk about returning my money. What are my options legally to recover money.
What all I have is falling
1. My bank transaction statement to one of my relatives who handed over money to this friend
2. whatsapp discussion on his false promises to wait for 3 months up until 2.5 years now
3. LIC bond (on maturity the money goes to his account. so ideally the bond has no value I believe)