Am taken an educational loan from SBI at 2008 for my engineering studies.Actually the amount passed is 1.75 lac.but am taken only 1.25 Lac for my studies.At 2012 am completed my engineering study.But i didnt get any jobs.Morover due to accidents i could not pay the installment.So the account went to NPA status.The bankers called me for a lokadalat and am attended the same.As per the report from Lokadalat "i should pay Rs 30000 before 31st March 2015 and balance 70000 should before July 2015.If not paid for the balance amount (70000) the interst will be calaculate 6% pa."
I paid the 30000 before 31st March 2015.but again i could not pay the balance amount before July 2015.But now am cleared the amount (70000) on 21/7/2016 and now the account is normal status.
Now the bankers told that i need to pay more 75000 for clearing the loan.and lokadalat report is not valid.
My dobt is if the lokadalat report is valid my account is cleared.Whether i need to pay again 75000 rupees? anyone please help me.
my contact number 09947333783