Legal notice against credit card

Seek help from local counsel specializing in consumer matters.

Visit conusmer court and you will get to know of all counsels.

Lok Adalat is for settling the issues. You can appear in person or thorugh an advocate and place your suggestions. What ever the terms of the settlement, it will be reached with your informed consent only.

Check if it is Special Lok Adalat or Permanent.

Award of   Permanent Lok Adalat can't be contetsed later.

You need to contact with legal lawyer.

Hi All,

Today I visited the lok adalat and told that I don't want to make partial settlement and I want to pay out the entire amount of Rs.57900 but in equal installments for 12 months.They appriciated the idea however demanded to pay some amount today. But I was not in a position to pay any amount by today and asked them to start my EMI's form 30th of July. They didn't entertain this and told me in this case they are droping it. I am afraid what will happen next please help

Regards

Jitesh Kumar

They will file suit for recovery in a civil court. However, even in the course of proceedings you can seek conciliation.

RBI has suggested to approach Lok Adalats.

You could have submitted your contentions in writing and obtained reply in writing.

Now wait for the next move of the CC company.

Hi,

I got a call from the SBI Cards in the evening and the officer told me that I can pay the entire amount in 12 equal installments in the same manner as I was paying earlier. I asked about the legal notice to which the officer promised that they will not send any more notice to me if I pay the installments periodically, The officer also told me that they are seeing if they can send a written letter for case withdrawal.

Regards,

Jitesh Kumar

Hi,

I got a call from the SBI Cards in the evening and the officer told me that I can pay the entire amount in 12 equal installments in the same manner as I was paying earlier. I asked about the legal notice to which the officer promised that they will not send any more notice to me if I pay the installments periodically, The officer also told me that they are seeing if they can send a written letter for case withdrawal.

Regards,

Jitesh Kumar

Did you record (audio/visual/witnssed/minuted) all transactions?

Sir,

Dont be afraid just approach the lok adalat and state your condition. If you can pay the outstanding after 4 months I am sure they wont mind.

Regards,
Rit Arora
Advocate
7838737001

I am afraid Advocate Gagan Kumar's posting inappropriate. He is misusing the forum to solicit clients.

I concur with Expert Mr. P.Venu. 

Seek help from local counsel specializing in consumer matters.

Get evertything in writing from M/s SBI Cards.