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Maloji rao ghodkar (civil side )     03 June 2025

Insurance claim for the damage suffered by the motor car

The motor car of Mr A suffered damages due to collision of the lorry which was coming behind the car.  Whether Mr A is required to make claim against the insurance company of the crime vehicle / the lorry or Mr A has to make claim from the insurance company of his motor car only.  Kindly advise. 



 4 Replies

Dr. J C Vashista (Advocate )     04 June 2025

Mr. A has to get FIR registered and claim submitted against the owner, driver and insurance of the offending lorry hit the car from behind 

Dr. MPS RAMANI Ph.D.[Tech.] (Scientist/Engineer)     04 June 2025

Besides what Dr. J. C. Vashista says, on the spot evidence at the site of the accident will have to be taken by the police. In India only in the case of serious accidents involving heavy damage, injury or death, the police acts to determine who is responsible for the accident, takes panchana etc. If the case is contested it will go to the tribunal. Witnesses also will be required. In India it is dfficult to get witnesses.

T. Kalaiselvan, Advocate (Advocate)     05 June 2025

Sufficient opinions havce been rendered by experts above, I endorse them instead of repeating the same opinions.

 


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