Hi my father who had a Current Account at Punjab National Bank, Periamet Branch @ Chennai, Tamil Nadu. He had not mentioned any NOMINEE in the account. He expired on 26-06-2016 leaving some amount in his account. Since it was demonetization time my elder brother went to bank and Debit Freeze the account on producing death certificate of my father. After 1 and Half years my mother too expired. Before death he has made a business transaction and that money came in to the account which was around 13 Lakhs. When we approached the PNB branch they asked us to fill Death Claim form and give all KYC of all 3 legal heirs(Myself, My elder Bro and my elder Sister) & also Death Certificate of my Father as well as my Mothers and Legal Heir Certificate which has all our 3 names. They said they had sent to Head office for processing and again after few months when I went to enquire they said Legal Department has sent back asking for certain documents. Which had "Letter of Consent - Cum Relinquishment" , "Indemnity Bond with Surety" & since my brother is outside TN and my sister cannot come to bank they both gave me power to take the money so "Power of Attorney" document was asked after getting typed all and made ready with Notary Public Sign there after due to various personal issues we were not able to follow up. Then again when I went to the bank after Merger with Syndicate Bank has happened they asked me to give all documents again as they have lost it and they gave 2 more documents to make it ready which was "Agreement of Indemnity" & " Claim form(To Establish Identity of Nominee)". In that document they are asking for 2 witness sign. I am attaching that CLAIM form. Now no one is ready to Sign that witness because they are asking for Sign as well as Self attested ID proof of person signing with Seal. No one is ready to give their signed ID proof. So I need to know what is the way out to take the money out. Also wanted to know if anyone can help.