Death of emploee due to cheating in written by company

"Transfer" is at the discretion of the employer, and the employee has to take precautions for his health,  TRANSFER is not a punishment, and the employee has the option to resign if he is unwilling.  Contact a local advocate for exploring such cheating by MNC with such documents and convince him to take up the case if he finds truth of such cheating.

I agree with expert Mr. GLN Prasad that transfer is not a punishment but policy and requirement of employer, for which the employee had accepted terms and conditions of appointment/ employment (including transfer and posting)

The employee was posted in Africa for picking up pendamic only ? Is it so ? 

How does it attract the provisions of cheating upon the employee ?

The special facts, as posted, are of no consequence. The employee can get the death benefits as provided by the terms of employment.