Death of borrower

yes if eh father has beqeathed the property of deseased son or where father is guarantor of loan

In general, a bank cannot recover a loan amount from the account of a borrower's father unless the father has explicitly given a guarantee for the loan. If the father has provided a guarantee, then the bank may have the right to recover the loan amount from the father's account.

However, if the borrower defaults on the loan, the bank may have the right to enforce a lien on any assets or accounts belonging to the borrower, including joint accounts or accounts where the borrower is an authorized signatory. In such a scenario, the bank may freeze the account or recover the outstanding amount from the account after obtaining a court order.

You have not stated whether borrower is married or not , daughter or son .if they are unmarried and Hindus then their mother will inherit it and she has to clear loan ,not father unless he is gaurantor .