My client is a builder and had taken a business loan in 2013 for day to day business, by securing the property and also paid some Cheques of 2 banks against this loan. The Cheques were recently deposited by the Drawee bank without information to us . Cheques from one of the banks were returned with the remark 'Bank Branch Block'.
The Cheques issuing bank was blocked by RBI somewhere in 2019 . The bank was active when we tendered the Cheques to the Drawee bank.
My query is that whether the case of "Bank Branch Block" falls under Section 138 of the Negotiable Instruments Act.
Kindly guide in the matter .