Yash 03 April 2016
Kumar Doab (FIN) 03 April 2016
Instead of making phone calls, prefer to either submit respective form and obtain acknowledgment under proepr seal and signature or write a letter under proper acknowledgment or write email or atleast record the calls.
The point is to obtain acknowledgment and maintain record.
Now you are being called by either recovery agents impersonating as lawyer or by legal cell personnel to recover.
The choice is yours either to pay in full and agitate later in DCDRF or decline to pay and approach DCDRF.
You can also try by writng to TRAI, DoT.
Or let your lawyer issue a legal notice.
Or approach some Consumer Support Group, Vlountry Consumer Organisation etc
Choice is yours.