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Articles by T.R.Radhakrishnan

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SARFAESI Act - Is it an infringement in to human and constitutional rights?

  T.R.Radhakrishnan   30 September 2015 at 10:23

The purpose of law is to ensure the dignity of human beings and to enable them to lead a decent life as free citizen having their human rights and constitutional rights protected and upholding the principles of natural justice. But the way the SARFAE ..


Posted in Others  21 comments |   2542 Views


SARFAESI Act, 2002: Enforcement of security interest

  T.R.Radhakrishnan   07 May 2015 at 11:10

It is observed that the general belief and perception of many of the legal luminaries, Court Judges, Chair persons of DRAT and Presiding Officers of DRT and also the secured creditors and their authorised officers, is that Section 13(2) of SARFAESI A ..


Posted in Others  1 comments |   5766 Views


Management of NPA

  T.R.Radhakrishnan   16 January 2015 at 11:27

IMPORTANCE OF HUMAN RESOURCES. Management of non-performing asset (NPA) is one of the foremost challenges of the banks and financial institutions. Most of the time while finding solutions to this issue, the more important aspect of human resources is ..


Posted in Others  4 comments |   3028 Views


SARFAESI Act - Asset classification and definition of NPA

  T.R.Radhakrishnan   11 September 2014 at 11:11

A host of petitions have been filed in the Supreme Court challenging the constitutional validity of SARFAESI ACT under Section 2(1) (o) of the said Act which is ..


Posted in Others  3 comments |   7151 Views


SARFAESI Act - The Legal Position of the Authorised Officer

  T.R.Radhakrishnan   23 May 2014 at 12:14

The Securitisation and Reconstruction of Financial Assets and Enforcement of Security Interest Act, 2002 (SARFAESI ACT) was enacted by Government of India to enable banks and financial institutions “to realise long-term assets, manage problems ..


Posted in Others  9 comments |   10753 Views


SARFAESI Act - What is legally recoverable debt?

  T.R.Radhakrishnan   26 February 2014 at 18:21

The Recovery of Debts Due to Banks and Financial Institutions Act, 1993 and The Securitisation and Reconstruction of Financial Assets and Enforcement of Security Interest Act, 2002 were enacted by the Government to be exclusively ..


Posted in Others  5 comments |   7254 Views


DRT- The Influencing Factor

  T.R.Radhakrishnan   28 October 2013 at 12:07

Whats in a name? This famous quote of William Shakespeare raises a pertinent question, Do names matter? The answer is, To a remarkable degree, they do. ..


Posted in Others  9 comments |   2379 Views


SARFAESI Act Management of NPA (Non Performing Assets) - Part 1

  T.R.Radhakrishnan   01 October 2013 at 18:53

"Economic policymakers require an enormous dose of humility, openness to various alternatives (including the possibility that they might be wrong), and a willingness to experiment," Reghuram Rajan, ..


Posted in Others  4 comments |   4427 Views


Conquer Self to achieve success

  T.R.Radhakrishnan   12 August 2013 at 11:47

Success in life is not a chance but a choice and that too your choice. The problem that people face is how to make that choice and to realise that choice too ..


Posted in Others  10 comments |   2489 Views


Credit Monitoring in Banks: The Borrower Factor

  T.R.Radhakrishnan   06 August 2013 at 10:58

Proper monitoring of credit in banks has assumed greater significance in the effective management of lending. ..


Posted in Others  1 comments |   2981 Views