Dear Experts,
I have a very specific question. I am in a major confusion regarding address to be used for property purchase + applying for home loan from a bank.
My situation is as follows:
(i) My native place is state 'X' (where my parents at present stay in their own property). I have this address in my Passport.
(ii) My Driving License & PAN Card is having a different address, but state is still 'X". This is the address where my parents used to live on rent earlier.
(iii) Since I am a salaried person, I have worked in different states and now I am working & residing in state 'Y' for the past 3+ years in the same apartment. But I do not have any official address proof for my current residence. There is no leave & license agreement as landlord doesn't want to go for the same.
Now I intend to purchase a property in state 'Y' using home loan preferably from SBI.
For home loans, address proof is mandatory. I think the same address also needs to be mentioned in any legal documents or agrerements which I need to sign for purchase of property.
For my current residing address (state 'Y'), I only have the following proofs:
- HP LPG Gas receipt
- Tata Photon post-paid bill
Based on these proofs I have, please advise which address should I use for applying for loan & also in property purchase agreements/ deeds (I guess both address needs to be same).
