Can anyone pls guide me as what action I can against SBI Credit card dept.
Their agent through misrepresentation given me IRCTC SBI credit card. Credit card fees was Rs.1499. He told me that on every ticket booking i will get 10% cash back which he didn't disclose that it will be cashpoints only.
I used it but didn't get any benefit out of it. Now after a year at the time of renewal I refused to pay renewal fees and didn't renewed it but they started calculating penalty on it which is now Rs.9000
Now daily their goons are calling and threatening me for legal action. Everyday they are harrassing me. Although I have multiple times told them that I don't want to renew it also replied on the mail as well.
Kindly guide me I want to take action against the malicious tactics of such Unethical organisation.