Upgrad
LCI Learning

Share on Facebook

Share on Twitter

Share on LinkedIn

Share on Email

Share More

sidharth panda   09 August 2016

Sbi bank harraing for study loan

sir,i am sidharth panda,take a loan from sbi khandapara branch,nayagarh,odisha.now bank is harassing me,i already told to bank manger that after getting the job i ll pay all your loan but he has not listen my words,calling me again again for the loan.i take a loan of 80000 in 2013,


Learning

 2 Replies

Kumar Doab (FIN)     09 August 2016

If you have borrowed and have not paid as per T&C agreed upon by you, then where is the harassment?

Record all calls.

Remain gentle and amiable and ask not to call many times/day, everyday.

If you have evidence of harassment/coercion etc it shall be handy if required.

Prefer to show the loan brochure, loan application, loan approval, loan agreement, T&C etc to a very able counsel specializing in such/banking/consumer matters.

 

If you have defaulted on T&C then request BM/Bank, to restructure under proper acknowledgment, as guided by your counsel.

 

 

Kumar Doab (FIN)     09 August 2016

Repeated at:

 

https://www.lawyersclubindia.com/forum/details.asp?mod_id=140701&offset=0


Leave a reply

Your are not logged in . Please login to post replies

Click here to Login / Register