roads & insurance related legally?

State your case if you have one.

If you buy a car after September 1, a portion of your motor insurance premium representing the third-party (TP) liability has to be paid upfront for three years. This means that new car owners will have to shell out more for their motor insurance policies in the first year. For new two-wheelers, the premium for third-party liability of five years will have to be paid upfront.
Following a Supreme Court order, the Insurance Regulatory and Development Authority of India (Irdai) has asked all general insurance companies to offer long-term third-party motor covers to policyholders.

Among the two types of car insurance in India, the third-party (TP) car cover serves to protect the insured from claims arising from a third party, when the insured person's vehicle is at fault. This cover ..
 

Read more at:
https://economictimes.indiatimes.com/wealth/insure/new-rules-of-third-party-insurance-should-you-buy-package-or-bundled-policy-now/articleshow/65656914.cms?utm_source=contentofinterest&utm_medium=text&utm_campaign=cppst

If a third party is affected in the accident other than the owner or his driver then the accident victim can file third third party insurance claim for compensation. 

The copy of the insurance policy is sufficient