Dear I hv similar case, but its stopped payment with dishonestly,
the case of cheque with memo from bank must be filed, with in 30 days, 15 days notice, then the process is issued by Magistrate. it is important to be in time frame limits, file accurately, properly, in time.
Also simultasneously, file a cse for recovery of money, summary suits.pls.
thanks. but cunsult advocate.