Property mortgage


Hi Sir,
 
I have land in pune.2 gunta.
 
1 gunta is on my grandmother name & 1 gunta on my grandmother brother name (who is no more).
 
My grandmother wish to give that 1 gunta plot to me as a Bakshish patra.I wish to construct a house on that place.
 
But the diffuculty is 7/12 is having both owner name i.e my grandmother name as well as my grandmother brother name (who is no more).
 
I wish to seperate that 1 gunta plot.
 
One more problem is that it is having the  clause 84K (in marathi - Chauraishi Ka) which is treated as agriculture land.so i cannot apply for a loan on that land.

How to remove that calause clause 84K (in marathi - Chauraishi Ka).And tranfer that property.

 

please suggest

 
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