HI,
I am suffering severe mental pain from citibank.
I have taken a loan and credit card, i was out of job for some time and i couldn't pay the emi's. But in 2010, i have cleared all the amount for personal and credit card(full and final settlement), whatever they asked after waiving off interest and surcharges. This amount of 280000 was communicated to me via mail, so i went to office and paid, in jun 2010.
But now in Dec 2011, still my name is not cleared from defaulters list, now the citibank ppl are asking me to pay more amount (1,50,000) to clear my name from defaulter list. also they are using foul language. Don't know how to come out of this.
Please anyone kindly suggest me some solution.
Thanks,
Kumar
