Kindly help on issue of NOMINEE in death claim

As i came to know the same case happen in KARGIL WAR widows, the widows get all benifts from govt. n then left the parents of decease n remarried to anothr persons. then govt has given some share to parents as well.............pls aadvice

Mr.Singh,

For your information I would like to intimate that whatsoever the name given at the time of taking the policy

as 'nominee' is not in any way relevant to get the entire amount on death of the policy holder --actually speaking, the nominee is only the 'receipient / representative' to get the money on behalf of the deceased's sucessor(s). Kindly consult with a good lawyer of your locality and file petition in the appropriate forum immediately o get a sucession certificate of the deceased person. As per Hindu Law the said sucession would be guided.

With Regards,

Ashis Majumder,

Karimganj,Assam

Dear Mr.Ashis Majumder

Many many thanks for your valuable reply. it will help alot to understand.

kindly also advice bit more what is sucession certificate, how to get it (do the insurance related advocates can help us or any advocate can help to get it). do one person of family can apply or all members apply indiviually, do we need to inform insurance company regarding this matter or  we let the nominee to take the money n then we claim from nominee on based of this certificate.

Again thanks alot for sharing the valuable money

If the properties are only securities, insurance, bank account etc., and there is no immovebale property, a legal heir certificate issued by the Tehsildar would suffice. The Legal Heirs in this case would be the parents (suriviving), wife and children. You may approach the Tehsildar office with an application, death certificate and

they woud guide you with the local procedures.

Vasudevan