i had an outstanding amount of 89000/- in March 2008. i was not able to pay the whole amount in lumsum so i use to pay minimum amount due every month. From march 2008 till today i am still paying the minimum amount due and my due amount pending is still 60000/-. According to me from march 2008 till date i have paid HDFC credit card more than 1,20,000/- which means they are already in profit.
But when i called the debt management for a settlement they told that settlement will not be possible on my card as bank will be in loss.....LOL.... they are already in profit. and that i will have to continue paying the due amounts.
This is really irritating as why will i pay more than my due amount on the card ?
HDFC Bank is a bigger ROBBER......................
Please help me in this case.