Two years back my mom went through a financial turmoil(no valid reasons) as she borrowed money from various people(friends and relatives) to the tune of upto 6 lakhs. I got to know about this last year and was left with no choice and repaid them all by selling my property etc. However, there was still one case pending where my mom had borrowed money of Rs 1,00,000k via some local chit fund run by a neighbour lady. I had paid 60k one year back and continued to pay 9k everymonth as the lady said i have to pay for 16 months. I have paid for 13 months so far and upon any delay she harasses my mom.
This month i could not pay due to some medical emergencies for my dad. she has been shouting at mom with threating words. Now, all of a sudden, she has said that still 12 months is pending. My mom does not have any records, nor that lady is sharing with me asking me not to interfere. All i have is regular bills of payments made to her along with initial payment. Mom has been regularly ill and she is not able to take this anymore. I have run out of everything at my disposal and not able to organise money.
Please suggest how to address this. I am not able to gain strength and fight back as both the lady and her husband are police officers. Can i approach police or take legal method?