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Mani Deep Parimi   12 November 2025

Gpa clause in sale deed

Hi - I recently purchased a property Andhra Pradesh. I stay in USA and gave GPA to my sister for the registration purpose and I also took loan for this property purchase. The sub registrar has removed the GPA clause from Sale Deed stating that is only required in the MOD and representation documentation is enough for Sale Deed. Now the Bank is asking that the GPA clause should be present for sure in Sale Deed. IS it a problem to not have the GPA clause within the sale deed? If we want to add the GPA clause, what should we do now? Is it a rectification deed that we need to do?


Quick Summary
A recent property buyer in Andhra Pradesh, residing abroad, used a GPA for registration. The sub-registrar omitted the GPA clause from the sale deed, deeming it unnecessary. However, the bank financing the purchase requires the clause for loan purposes. The discussion clarifies that while the sale deed itself might not strictly need the GPA clause for representation, its absence can cause issues with lenders. A rectification deed is the recommended legal step to add the clause, involving the original parties and registration at the same sub-registrar's office, with minimal stamp duty if no other terms are altered.

 3 Replies

T. Kalaiselvan, Advocate (Advocate)     13 November 2025

To correct this omission, the proper legal step is a Rectification Deed.

Executed between the same parties as the original Sale Deed (i.e., the Seller and the Buyer/your sister as GPA holder).

Registered in the same Sub-Registrar Office where the original sale deed was registered.

The purpose is to correct the recital and clarify representation—that your sister executed the deed as your GPA holder.

Rectification Deed for clerical or recital corrections attracts nominal stamp duty (usually ₹100 or ₹200 + registration charges).

If it doesn’t alter consideration or property extent, no additional stamp duty on the property value is needed.

Mani Deep Parimi   13 November 2025

Thanks for the response. 

Is it normally a problem not to have the GPA clause in the sale deed and have the GPA holder sign all the pages of sale deed? 

kavksatyanarayana (subregistrar/supdt.(retired))     13 November 2025

You purchased the property, and the sale deed in your favour does not require a GPA except for a representation form.  For mortgage purposes (to take a loan), you have to give your GPA to your sister, as you are abroad.  The GPA should be attested by a Notary Public or a Consulate abroad.


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