pureair (na) 07 October 2013
I had account with leading bank few years ago.
As i was no longer banking with them i visited branch to close my account about 2 years ago. .Bank employee paid me money but did not close the account . ..
They kept charging my zero balance account about 750 rupees + service tax per quarter (for non maintenance of minimum balance).. So i have negative balance of about appx. 7000-8000 rupees with that bank ..
My question is can bank take legal action to recover that money from me ?
Thank you
Nadeem Qureshi (Advocate/ nadeemqureshi1@gmail.com) 08 October 2013
Dear querist
you have to read the terms & condition of bank, customer & bank relation, recovery procedure of bank or contact a lawyer personally
T. Kalaiselvan, Advocate (Advocate) 09 October 2013
If you have evidence of informing the bankers to close your account, you can question them for their such irresponsible and deficient service, in case you were served with a notice demanding the amount, ask them to furnish the details and approach the higher office of the bank with your grievances, if there is no favorable reply, write to Banking Ombudsman about this irregularity, even then if you not satisfied, approach a consumer forum for deficient service and their irregularity which caused severe mental agony over which you can claim for damages.
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