Hi,
Here by seeking the rules details and solution, when payment made to credit card. Due to statment delay, payment made to credit card got delayed. Hence service charges/interest/latepayment fee have added. Requested the bank to waive this charges.but they have not done the same. When i paid the next month bill, i have paid the purchase which has been made, except the interest and charges. So, kindly let know this payment applicable to principle(the purchase which have done) amount or will it adjusted to the previous interest and other charges? please help on with the RBI guide line.
Thanks!
-Chandru