I am a retired PSU Banker. In the year 1995, one of the borrower customer availed facilities and committed a fraud by siphoning of the bank funds. The Bank filed an FIR in the year 2001 in which along with fradulent borrowers, my name also was included as accused. Luckily, the moment the investigation commenced the investigating officer ( I O) was able to extract all details of the fraud commited by the supplier in collusion with the borrower and supplier was arrested. I was also summoned by the I O and questioned in great detail for two days continuously. This made him aware of certain uncollected documents relating to the case. which he immediately got from Bank during investigation time itself. At the end of 2 days, I was informed by the I O to leave his office and he also informed me that he was convinced that I had no role in the fraud. Nothing was given in writing. This happened in mid 2002. Sections referred in FIR were 120B, 409,465, 420, 467, 468 and 471 under P C act, 1998.
Thereafter I have not heared anything in the matter either from the I O or the court till date. I am not even aware whether any charge sheeet was filed and the parties charged.
One of my ex-colleugue could only inform me that trial proceedings are on without any detail.
Can someone advise me whether charge sheet could have been filed even without my knowledge, as I was included in FIR and the I O is required to inform in writing that I am not a party to the case. Is it also possible that charge sheet can be filed even now after 11 years post investigation proceedings.