I lost 20 lakhs in share market..Took personal loans from 2 banks as received an offer online via net banking..I already quit my job before applying for that offer..started investing with that amount ..within a year lost almost everything...paid few EMI with loan amount..
I don't have any money to payback..applying for jobs but getting rejected ..Bank approved loan without verifying if I am employed and my repaying capacity and since it's a personal loan there is no security that bank took ..
Will filing for bankruptcy help me as I don't have any asset under my name..only full of liabilities..very much depressed..Please help
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