Vikas 06 September 2017
Sandbpunekar (Homemaker) 06 September 2017
Executing gift deed atttracts stamp duty and registration fees. You may approach the bank and become a co-applicant for loan.In your case Bank may consider long term loan on basis of your repaying capacity and mortgage of father's land for housing loan. In your case loan is transferred for housing purpose from one institution to another. It is difficult to get additional loan even FSI is in balance due to reason that previous loan is outstanding. You consult nbfc for their policies and your requirement. Regarding sale of FSI consult approved architect of corporation.