I have been issued the show cause notice from the court as the credit card issuer bank named KOTAK MAHINDRA BANK filed the civil case for recovery under section 9 of ARBITRATION & CONCILIATION ACT 1996read with section 151 of code of civil procedure,1908..
The case was filed on 14th JULY 2010 by the BANK & the date of hearing is on 17th JULY 2010..?/
The notice has been served on 16th JULY 2010 to me mischieviously/intentionally by the bank..??
Should I appear in the court tomorrow or not ?
Does the case regarding the recovery of credit card dues be filed under the above mentioned act and if so then how should I argue/or present in the court to DEFEND myself as I am under financial crisis and there fore I need 2 years time from the court to repay the outstanding of the credit card.??
PLS. HELP as the date of hearing is tomorrow and I am under depression.