My VRS was accepted and I was relived from the bank in December 2011.I was occupying banks quarter. Nothing was informed to me to retain the flat for 2 months. But by way of back dated letter I was permitted two months time to rentain the flat. I was also informed that time My gratuity will also be held up for one CBI court case. At the time of my reliving I was informed that I will not get gratuity till the CBI court case is decided, and that my PF will be released once I vacate the banks flat. How and under what rules the bank can retain my PF and Pension. Is it not a criminal action on their part. How I should proceed in the matter. I have vacated the banks flat after a period of 3 months and 10 days. The bank has appropriated my pf contrbution being rent at commercial rate for 1 month and 10 days without informing me when I was in possession of the flat. There was no such rule to recover rent at commercial rent while I was in service. My querry is how my PF contribution can be appropriated without any notice to me. As far as I know, PF contribution of an employee can not be appropriated at any leve. Please guide me in the matter, as to how to proceed.