Claim of group life insurance coverage

Hello Experts,

  My uncle has expired due to cardiac arrest while he was on a company tour. His contract with the company says that he was covered under the Group Life insurance coverage of Rs 37.5 lacs.
1. Can someone please guide about how much money will be received when a claim for this is initiated with the company he was working for?

2. What is the procedure?

3. What are the documents required?



The master policy is usually with company.

Keep the death certificate, proof of being on company tour, proof of deduction of premia from salary/CTC, doctors certificate showing cause of death as Heart Attack, postmartem report etc  safely.

Your uncle might have nominated some family member in policy and might have kept the copy in record at home.

Nominee may Submit, under proper acknowledgment), the declaration of death to MD,Head-HR of the company and attach death certificate and ask to supply requisite forms to claim, if any, and claim money.


Nomnee is only trustee and is obliged to share proceeds with all ClassI legal heirs.







Approach the company for the claim.




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