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Amio Mandal   22 December 2016

Personal loan one emi due

Sir

I have problem

i m takeing Personal LOAN From BajajFinserv amount 91000

from 7 months i have pay regular EMI

but this month my salary not credited in my acc

so recovery agent call me for payment i told them to pay next month

but they harash me and come to my house and also talk In Abuse language

and told me u have to pay in current month otherwise i will send some one to ur house

 

plz tell me solution

 

 

Thanx

Amio Mandal

9561722505



Learning

 7 Replies

Kumar Doab (FIN)     22 December 2016

Record the abusive language (audio/visual/witnessed/minuted).

Why the salary is not credited? Is it due to;say:::  demonetisation?

Have you written to employer under proper acknowledgment?

Have you written to M/s BajajFinserv under proper acknowledgment?

 

Generically speaking; lender has nothing to do with your credit of salary!

Amio Mandal   22 December 2016

Yes sir already record all calls and i have whitnesed also

and my employer says that salary credit next month . because some PA problem

and i already mail BajajFinserve yesterday. but still no rply from them.

so if they force me or next time they harash me. what should i do

alread my all EMI clear only current month EMI pending due date 5-dec-2016

 

 

Thanx

Amio Mandal


 

Kumar Doab (FIN)     22 December 2016

This time record audio/visual.

Lodge complaint with police,RBI, under proper acknowledgment.

How did employer say to you: verbally or in writing?

What is PA problem?

 

lender has nothing to do with your credit of salary!

1 Like

Amio Mandal   22 December 2016

Ok Kumar sir thanx for ur valuable rply

next time if happen then i lodge complaint against recovery agent and branch.

 

Kumar Doab (FIN)     22 December 2016

You may go thru;

  https://www.lawyersclubindia.com/search_results_custom.asp?dir=forum&q=harassment+by+icici+bank+recovery+agents&B1=GO

 

 

      https://www.lawyersclubindia.com/forum/Harrasment-by-icici-banks-recovery-agents-76271.asp

 

https://www.lawyersclubindia.com/forum/Credit-card-menace-145347.asp


(Guest)
Originally posted by : Amio Mandal
Sir

I have problem

i m takeing Personal LOAN From BajajFinserv amount 91000

from 7 months i have pay regular EMI

but this month my salary not credited in my acc

so recovery agent call me for payment i told them to pay next month

but they harash me and come to my house and also talk In Abuse language

and told me u have to pay in current month otherwise i will send some one to ur house

 

plz tell me solution

 

 


Thanx

Amio Mandal

9561722505

Pay installment properly.  Thats the onl solution.  Next time dont take loan if you cant repay back on time.

Kumar Doab (FIN)     31 January 2017

Agreed.

One should avoid borrowing.

One may borrow only if one can pay.

If one has borrowed, one should pay.

Lenders jump to opportunity of default by borrower and borrower end up paying penal charges and face harassment too.

 

 


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