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Aftab4u (PVT EMPLOYEE)     27 November 2012

Mentally retarded

For claiming of family pension to a mentally retarded person the court appointed his brother as a guardian to the mentally retarded person. Now what are the rights of a guardian towards the propery or the pension. can for the beterment  / treatment of the mentally retarded person can the guardian avail any loans on behalf of him.


 1 Replies

Kumar Doab (FIN)     27 November 2012

You may find the attachment useful, and may approach the authorities in your state.

Q.7      What are the Special Laws for disabled persons?


Ans.     a)  The   persons   with   Disabilities  (Equal   Opportunities,   Protection   of

            Rights and Full Participation) Act, 1995


         b)   The National Trust for Welfare  of persons with Autism, Cerebral

            Palsy, Mental Retardation and Multiple Disabilities Act 1999


         c)  Rehabilitation Council of India Act, 1992


         d)   Mental Health Act, 1987

Q.32     Why guardian?

Persons suffering from these four categories disabilities may have to

        depend on others even on attaining the age of18 years and may not be

        able     to  utilize   the   opportunities      and   facilities   enjoyed     by   other

        citizens. Therefore, legal guardians are appointed to ensure that they

        an   enjoy   rights   and   privilege   like   other   fellow   citizens   and   lead   a

        complete life.

Q.33     Who can be a legal guardian?


Ans.     a)  Father/ Mother, parents


         b)   Relatives


         c)  Any organization registered with the National Trust

Q.38     Can Legal Guardian be appointed for property alone?


Ans.     Legal    Guardianship      cannot    only   for  person    of  PWD      but   also  for

        maintenance of property. One LG for person and another for property

        is allowed.


Q.39     What can a Legal Guardian do for the PWD?


Ans.     a)  Can open a bank account and save money


         b)   Can participate in any investment on behalf of the ward


         c)  Can obtain loans from any financial institutions


         d)   Can    receive    financial     assistance     from    any    body     for   self-

            employment in favour of the PWD.

Q.45     I want to start my own small business. Can I get some assistance for



Ans.     National   Handicapped   Financial   Development   Corporation   provides

        soft    loan   to  persons    with   disabilities    for  self-employment        through

        state channelising agency. Please visit

Q.47     What are the schemes of financing and maximum amount of loan?


Ans.     The schemes of NHFDC are:-


        a)   Setting up small business in services/trading sector: Loan upto Rs.

            3.00 lakh


        b)   Setting up small industrial unit: Loan upto Rs. 5.00 lakh


        c)   Loan for Education/Training: Rs. 7.50 lakhs (study within India)


        d)   Agricultural activities: Loan upto Rs. 5.00 lakhs


        e)   Self Employment among persons with mental retardation, cerebral

            palsy and autism: Loan upto Rs. 3.00 lakh


        f)   Financial assistance for Skills & Entrepreneurial Developmen




Attached File : 589832211 mentally retarded and disabled laws and rights dis faq.pdf downloaded: 60 times

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