I have issued post dated cheques to GIC for repayment of my housing loan. I have given those cheques well in advance. In fact I have given those cheques in a set of 6nos during Nov.2011. Of that 2 Nos of cheques were not signed by me. I found the discrepency only now as the cheques were presented and bounced at my bank. I would like to know the legality of the problem. The GIC could have verified well in advance and intimated to me in this regard. Cheques without signatures are not valid, to my knowledge. How can a housing finace company being a corporate body not aware of these things. I request an expert advice from the forum. Thanking you in anticipation.
