Fraud/scam

Which amount you are referring to Rs.8,000/- ? expenses.

Do you remember and kept a copy of such application.  Please ensure stopping misuse of your name and forget about Rs.8,000/- as it is penalty for your ambition.  There is no such Bank that can provide assistance / entire borrrowed amount  just by demand draft and that too without any securities to an extent of Rs.10 lakhs.  Be practical and try to recover the amount from friend/relative through your family relations.  Even if you lodge FIR, people may make fun of you and as the borrower is not residing locally there may be jurisdictional problems.  You will be wasting further time, mental  peace and good money for the bad money..

This is neither a fraud nor a scam affecting public  but cheating a trusted friend who is over ambitious.

Agreeing with Mr Prasad I will add that the given facts, as descirbed by you indicate that perhaps you were interested to get a loan without procedure (fraudulently) and you wanted it through tout, as you said you did not approach the concerned deptt/bgank directly and teh tout hapened to be smarter and you got cheated.  SO now keep quite.